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Tree Work for Home Sales & Insurance Letters

An inspector flagged the ash by the porch, or your insurer mailed a deadline. This is exactly that job: done on time and documented.

When the tree becomes a paperwork problem

Two letters turn a tree into a deadline. The first comes out of a real estate deal: the buyer's inspector notes a dead or overhanging tree, and suddenly the closing wants it handled. The second comes from your insurance company: address the dead tree or the limbs over the roof by a stated date, or face non-renewal. With so much borer-killed ash standing in plain sight along the county's streets and road frontage, both letters have gotten common around here.

How this service handles it

Tell us about the letter and its date when you call — deadline work is scheduled as deadline work. The professionals we connect you with treat the paper trail as part of the job: a written quote naming the specific trees, and after the work, an itemized invoice that says plainly what was removed or pruned. Photos on request. That invoice is normally what the underwriter or the closing attorney wants to see.

Selling? Get ahead of it

If you're listing the house, walk the yard the way an inspector will: standing dead wood, big limbs over the roof, anything leaning at the driveway. Handling the obvious tree before the inspection is routine maintenance on your schedule; handling it between inspection and closing is a rush job priced like one, with your sale waiting on it.

Typical pricing

JobTypical range
Small tree (roughly under 30 ft)$350 – $800
Medium tree (roughly 30–60 ft)$800 – $1,600
Large tree (roughly 60–80 ft)$1,600 – $3,000
Very large, dead, or over a structureQuoted — often $3,000+
Stump grinding (per stump)$120 – $400
Storm / winter emergency responseQuoted — priority scheduling

Deal-driven tree work prices like all other tree work — the table's brackets apply — but deadlines change the calculus, and the honest note here is to get the free quote early in the transaction rather than the week of closing. The binding figure comes from a professional who has seen the actual tree, it costs nothing to obtain, and in New York a standalone removal will carry sales tax above the quoted amount — a line worth anticipating in any repair-credit negotiation.

Working against a date? Say so first — it changes the schedule, not the honesty of the price.

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